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605, 2014

Bar Insurance 101: How Bar Insurance Can Help Your Business

By |May 6th, 2014|Pub Insurance|Comments Off on Bar Insurance 101: How Bar Insurance Can Help Your Business

 

When you own a bar, there are lots of different things that can go wrong. From buzzed patrons who insist on starting a fight, leading to property damage and injuries, to employees with sticky fingers who may try to rob you blind, the risks of running a bar are numerous and very real.

That’s why it’s so important that you take the necessary steps to protect your business by making the smart investment in bar insurance.

What is bar insurance? While there are many different types of bar insurance, all of them provide a special type of coverage to protect bars from various losses and damages.

Bars, pubs, taverns, sports bars, wine bars, and other establishments that serve alcohol to patrons need to be insure, because all it takes is one incident and one lawsuit to bankrupt your bar and shut it down for good.

Bars Need More Than Just […]

502, 2014

3 Things to Look for when Choosing a Liquor Liability Insurance Policy

By |February 5th, 2014|Pub Insurance|Comments Off on 3 Things to Look for when Choosing a Liquor Liability Insurance Policy

If you own a bar, pub, tavern, nightclub, restaurant, liquor store, or any other establishment that manufactures, sells, or distributes liquor, your business needs liquor liability insurance. This very important insurance can protect your business against losses or damages that occur as a result of one of your patrons getting intoxicated and harming themselves or someone else.

Of course, this type of business insurance is vital, but it can also be confusing. Liquor liability insurance policies can vary greatly from one provider to the next, so it’s important that you understand what your policy should contain.

Here are 3 important things you need to look for when choosing a liquor liability insurance policy:

Assault and battery—Alcohol and fights go hand in hand. That’s why it’s important to make sure that your liquor liability insurance policy includes coverage for assault and battery claims. These are the most common claims against bars, taverns, pubs, etc., […]

510, 2013

What You Need To Know Before Getting Texas Bar and Tavern Insurance

By |October 5th, 2013|Pub Insurance|Comments Off on What You Need To Know Before Getting Texas Bar and Tavern Insurance

If you own a bar, you have to get bar insurance. There’s no way around it. But choosing the right business insurance for your bar, tavern, pub, nightclub, wine bar, or other drinking establishment requires careful consideration and planning. It all starts with making sure you have the right information on hand to get setup with the right Texas bar insurance plan for your business.

With that in mind, here are some of the things you need to know before getting bar and pub insurance.

 

The value of the property and its contents—Imagine your bar just got destroyed overnight. What would it cost to replace everything? That includes the building, furnishings, beverages, coolers, point of sale systems, and everything else on the property. You need to know this figure.
The percentage of bar sales that will be alcohol—You’ll need to provide your insurer with evidence of your bar’s sales. In most […]

307, 2013

How to Save on Restaurant Insurance by Creating a Safer Workplace

By |July 3rd, 2013|Pub Insurance|Comments Off on How to Save on Restaurant Insurance by Creating a Safer Workplace

Every year, tens of thousands of restaurant workers fall victim to workplace injuries. Many employees are forced to miss time from work due to injuries sustained on the job. Not only does this affect their personal well-being, but it also costs restaurants money with workers’ compensation claims and high insurance premiums.

As a restaurant owner, creating a safe and healthy workplace should be your number one priority. This will help keep your workers happier and more motivated, and it will contribute to your bottom line, saving your business money on restaurant insurance workers’ compensation claims.

With that in mind, it’s important that you take the right steps to create a safer workplace. Here are some tips to help you out:

1 – Don’t let employees lift heavy objects on their own.

Lifting heavy boxes without the assistance of another person or lifting devices can lead to strains, sprains, muscle damage, and a host of […]

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