News And Events

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2401, 2020

How old were you when you got started?

By |January 24th, 2020|Bar & Tavern Insurance, Bar Insurance, FNBIA Podcast, Liquor Liability Insurance, News And Events, Pub Insurance, Restaurant Insurance, Videos|Comments Off on How old were you when you got started?

How old were you when you got started?

2001, 2020

When did FNBIA get started?

By |January 20th, 2020|Bar & Tavern Insurance, Bar Insurance, FNBIA Podcast, Liquor Liability Insurance, News And Events, Pub Insurance, Restaurant Insurance, Videos|Comments Off on When did FNBIA get started?

When did FNBIA get started?

1001, 2020

What Niche Does Food & Beverage Insurance Agency Serve?

By |January 10th, 2020|Bar & Tavern Insurance, Bar Insurance, FNBIA Podcast, Liquor Liability Insurance, News And Events, Restaurant Insurance, Videos|Comments Off on What Niche Does Food & Beverage Insurance Agency Serve?

What Niche Does Food & Beverage Insurance Agency Serve?

2811, 2018

Restaurant Insurance 101: From Basic Coverage To Liquor Liability Coverage

By |November 28th, 2018|News And Events, Restaurant Insurance|Comments Off on Restaurant Insurance 101: From Basic Coverage To Liquor Liability Coverage

When you have the best restaurant insurance, the worries fade and allow you to focus on what matters most: Your food and customers.

Opening a restaurant is a dream many people work to make a reality. When you compare the excitement of opening a restaurant to deciding on which insurance coverage will best suit its needs, there’s no contest. However, when you consider its sole purpose being to protect your business from issues like lawsuits, loss of income or property damage, knowing exactly what you need and having the best coverage is the only to mitigate your risks of losing what you worked so hard to accomplish. Before you decide on coverage that best fits your needs, here’s everything you need to know about restaurant insurance coverage in Texas!
The Different Types of Restaurant Coverage
From broken equipment to liability lawsuits, restaurant insurance is there to protect you from a variety […]

1209, 2016

5 Steps to Creating a Safe Work Environment

By |September 12th, 2016|Bar & Tavern Insurance, Bar Insurance, Restaurant Insurance|Comments Off on 5 Steps to Creating a Safe Work Environment

When it comes to the bar and restaurant business, the environment poses many various physical and psychological risks for employees. The numerous risks can range from minor injuries, poor safety conditions causing wounds and infections, to serious hazards such as fires. However, almost all of these dangerous and costly incidents can be prevented, and if not completely, the damage caused could at least be limited.

It is time to be proactive about creating a non-hazardous environment and promote safety in the workplace. Here are five things bars and restaurants owners/operators should start considering.
5 Steps to Creating a Safe Work Environment:

   Video Surveillance

Having video surveillance in the service areas can keep employees accountable when it comes to keeping the areas clean and following proper safety and hygiene guidelines and protocols.

In addition, when accidents actually do happen, managers can figure out what really happened and what caused the accidents in order to prevent […]

2503, 2016

3 of the Most Notable Recent Liquor Liability Insurance Lawsuits in Texas

By |March 25th, 2016|Liquor Liability Insurance, News And Events|Comments Off on 3 of the Most Notable Recent Liquor Liability Insurance Lawsuits in Texas

If you run a bar, nightclub, tavern or other type of alcohol-serving restaurant in the state of Texas (or really anywhere in the U.S.) it’s highly recommended that you carry liquor liability insurance for your establishment. Specifically, a liquor liability policy covers legal fees and court costs for most alcohol-induced incidents that occur at your business in the event that you’re sued or found liable of some sort of altercation. These three recent liquor liability insurance lawsuits in Texas can serve as a great reminder as to why it’s so important to get insurance for bars, restaurants, and even events.

In the state of Texas, it’s not mandatory for alcohol-serving establishments to carry a liquor liability policy. While some establishments may be OK with gambling that they’ll never be roped into a court case, the old adage “better safe than sorry” is a fantastic reason for many bars to purchase a liquor liability policy.

For instance, if […]

103, 2016

5 Tips on Insurance for Bars in Texas

By |March 1st, 2016|Bar & Tavern Insurance, Bar Insurance, Liquor Liability Insurance, News And Events|Comments Off on 5 Tips on Insurance for Bars in Texas

Owning your own bar or tavern in the “Lonestar State” can be a very rewarding – and a very lucrative – situation. And while mingling with customers, joining in the joy or heartbreak of your patrons based on how the big game ended and seeing new promotions or incentives pay off in sales can be satisfying, owning a bar isn’t all just fun and games. Insurance for bars can seem a little overwhelming, but it doesn’t have to be!

Yes, there’s a certain amount of risk associated with bar ownership that you have to be aware of also. Thankfully, your insurance coverage can eliminate much of this risk – but there are a lot of different aspects of coverage that you need to be mindful of when it comes to insuring your bar. Failure to have a certain type of coverage, for instance, can really come back to bite you.

In order […]

1802, 2016

Dram Shop Bill Requiring Liquor Liability for Texans

By |February 18th, 2016|Liquor Liability Insurance, News And Events|Comments Off on Dram Shop Bill Requiring Liquor Liability for Texans

Do you operate an establishment in the state of Texas? Does the majority of your entity’s revenue come from alcohol sales? If you’ve answered “yes” to both of these questions, then you’d be required by law to acquire a liquor liability insurance policy – that is, should a bill proposed by Texas state representative Chris Turner be signed into law.

House Bill 409, which has been nicknamed the “dram shop bill,” was originally proposed by Turner in 2013, again in 2015 and was more recently re-filed for consideration in early 2016. According to a report from Claims Journal, the bill was originally proposed following a 2-year-old’s eventual death when the car he was riding in was hit by a drunk driver who had been over-served at a local watering hole. However, what may soon become mandatory for many restaurants in the state of Texas should serve as a stern reminder for restaurants, […]

102, 2016

Insurance Policy Checkup: Is Your Restaurant Covered?

By |February 1st, 2016|Bar & Tavern Insurance, Bar Insurance, Liquor Liability Insurance, Pub Insurance, Restaurant Insurance, Special Event Liability|Comments Off on Insurance Policy Checkup: Is Your Restaurant Covered?

The right insurance policy may not always be fun to pay for, but it’s essential when it comes to protecting your property – or in this case, your business. Yes, when it comes to safeguarding your restaurant, there are a lot of different factors that you have to consider. This is especially true if your restaurant also includes a bar or serves alcohol. On that note, it’s always good to give your business a regular checkup to make sure that you’re covered to the extent that you should be. Read on for more information about the coverage that you can’t afford not to have if your business meets certain criteria.
Insurance Policy Must-Haves
If there’s one type of insurance that you want to make absolutely sure your restaurant has, it’s general liability. Specifically, general liability protects your business from both known and unknown risks. With general liability insurance, things like lawsuits resulting from […]

2001, 2016

The Liquor Liability Dice Roll You’re Missing

By |January 20th, 2016|Liquor Liability Insurance|Comments Off on The Liquor Liability Dice Roll You’re Missing

If you operate a bar or restaurant where adult beverages are served, you’re likely well aware of the risks you face – specifically, the risks that are tied to the alcohol that you sell. To review, alcohol affects the brain by interfering with its communication pathways, thereby potentially causing changes in mood, behavior and a lack of coordination among those who consume it. Now, that’s not to say that there’s nothing wrong with having a drink or two, but when one’s drinking gets out of hand, so does the likelihood that something can go awry. We’re talking about bar fights, injury and property damage.

And if something goes awry inside your establishment and you’re roped into an alcohol-related lawsuit over the incident, you could be forced to pay thousands of dollars out of pocket in court and attorney fees. That is, of course, unless you’re properly covered with Liquor Liability Insurance.
What […]

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